روفية ض. A Reality of the Digital Transformation of Banks in Africa: Banking Services through Smart Phones as a Model. Finance and Business Economies Review, [S. l.], v. 7, n. 4, p. 56–77, 2023. DOI: 10.58205/fber.v7i4.1754. Disponível em: https://jiamcs.centre-univ-mila.dz/index.php/fber/article/view/1754. Acesso em: 27 jul. 2024.