التحوط كأداة لإدارة مخاطر التمویل الزراعي في البنوك الإسلامیة

Abstract

This paper focuses on the study of hedging as an instrument to manage the risks of
agricultural finance in Islamic banks. The study refers to the most important forms of
Islamic finance, which are used to fund the agricultural sector, both vegetable and
animal, either those that are specialized in financing the agricultural sector or other
formulas that can be used by Islamic banks in the funding of agricultural activities. The
main risks associated with agricultural financing are highlighted too. The study ends with
the presentation of the most important mechanisms proposed to hedge the risks of
agricultural finance in Islamic banks. The paper concludes with a set of results; the most
important of these is that the application of the Islamic agricultural finance, with the
introduction of appropriate hedging mechanisms, will activate the role of these banks in
rehabilitating and developing the agricultural sector, which lead to realize many
economic advantages.